Corporate Solutions

Medical plans are an essential part of employee benefits programs, but each employee has different insurance needs, and a one-size-fits-all approach is not suitable. “BS” team conducts in-depth analysis of the insurance needs of the employees under the client’s organization, enabling them to develop appropriate group medical insurance plans and unique value-added coverage.

There are various types of MPF schemes in Hong Kong, each managed by different MPF trustees. It can be challenging for employers to choose an MPF provider. To save employers’ time, “BS” team analyzes the fund options and services offered by different MPF providers. Employers can make an informed decision on selecting the appropriate MPF provider based on the information we provided.

According to the legislation, employers are required to provide insurance coverage to ensure that they can fulfill their responsibility to compensate employees for work-related injuries, including disability and death, or for contracting occupational diseases specified in
the Employees’ Compensation Ordinance. Different industries have varying protection needs, “BS” team selects the most suitable insurance solutions for employers based on the specific circumstances of each industry.

Companies rely on key employees to operate and develop their businesses, including business owners, senior executives, and skilled professionals. If these individuals unfortunately suffer from critical illnesses, total or permanent disabilities, or pass away, it can have 
a significant impact on business operations. Therefore, key person insurance is crucial for companies. “BS” team customizes suitable solutions for clients to ensure that in the event of unexpected incidents, the business can continue to operate smoothly.

Office insurance aims to protect the assets, properties, and liabilities within an office. It typically includes several aspects such as property insurance, commercial liability insurance, loss of income insurance, employer’s liability insurance, and business interruption insurance. The specific coverage and insurance scope may vary depending on the insurance company and policy. “BS” team analyzes and assesses the client’s business and risks to develop suitable insurance solutions based on their needs.

During business trips, there may be various risks and unexpected events. Business travel insurance is designed to protect business travelers. It generally includes the following coverage: medical insurance, emergency medical evacuation, lost or damaged luggage, trip cancellation or interruption, and liability insurance. “BS” team selects suitable insurance plans for clients based on their itineraries, ensuring comprehensive coverage for clients during their
business trips.

Commercial comprehensive insurance is a fundamental insurance that businesses must have for their operations. By insuring commercial comprehensive insurance, businesses can ensure the lifeline of their operations, such as factory buildings, machinery and equipment, raw materials, finished products, etc. In the event of unexpected accidents like fire, they can quickly receive compensation and swiftly resume production, thereby safeguarding the profitability of the business. “BS” team assesses and analyzes the specific risks and business needs of clients to develop suitable insurance plans for them.

Cargo transportation insurance is an essential insurance in international trade. It covers various modes of transportation, including sea, air, postal, and land transportation. The insurance covers any damage, loss, and expenses incurred to the insured party’s goods, merchandise, or baggage during transportation due to accidents and
disasters related to transportation. “BS” team analyzes and assesses the client’s business and risks to tailor suitable insurance plans for them.

Any business that uses vehicles for commercial purposes is required to purchase commercial auto insurance. Choosing commercial auto insurance is more complex than regular private car insurance. Making the wrong choice may result in inadequate coverage or insufficient compensation, putting financial pressure on the business. “BS”
team carefully analyzes the client’s business and specific needs to provide them with suitable insurance solutions

Shop comprehensive insurance is an insurance product designed specifically for retail shops or commercial storefronts, aiming to protect the property, liability, and operational risks within the shop. It generally covers the following areas: property insurance, commercial liability insurance, business interruption insurance, loss of income insurance, and employer’s liability insurance. “BS” team develops suitable plans based on the client’s specific circumstances and needs, ensuring comprehensive protection for the client’s shop property.

The purpose of product liability insurance is to protect manufacturers, distributors, or retailers from legal liability claims for damages or injuries caused by the products they offer. The coverage includes injuries caused by product defects, product recalls, and property damage caused by manufacturing processes, among others. The coverage scope and terms of product liability insurance may vary depending on the insurance company and policy. The “BS” team thoroughly analyses each client’s business and specific circumstances to provide them with suitable insurance solutions.